For those who are struggling with the costs of their prescription drugs, Medicare Extra Help is available for qualified individuals.
This help is intended to provide additional help, beyond what your Medicare Part D policy provides.
Now, to find if you are eligible for Medicare Extra Help, here are the requirements:
Video Overview of Medicare Extra Help
- Be a resident of the 50 states or the District of Columbia
- Be of limited means. The total amount of your resources cannot exceed $13,070 for an individual and $26,120 for a married couple [by resources I mean available cash, stocks, bonds, etc…]
However, your home and car DO NOT count in this resource calculation.
- Your income cannot exceed $16,335 for an individual and $22,065 for a married couple to qualify for Medicare Extra Help.
- It is possible you may get some Medicare Extra Help even if your income is above the guidelines so you should apply anyway. This is the one thing that is stressed over and over in all of the government information on the topic.
Now, let’s talk about how to how you should go about applying for Medicare Extra Help.
How To Apply
The easiest and simplest way is to go to https://secure.ssa.gov/i1020/start and apply online. This way you will get the fastest results. You could try calling Social Security at 1-800-772-1213 but be prepared to wait on hold for a while…or you could just visit your local Social Security office.
My personal recommendation is that you go through the application process online. It is quicker, you can do it anytime you wish and it is a very user-friendly experience, with several on-screen prompts that help you through the process.
Whichever way you choose, take the time to apply. Because if you are successful you could end up getting about $4,000 in extra benefits.
If You Are Denied
If your application is rejected, you can appeal the decision. Fill out the appeal form located at http://ssa.gov/online/ssa-1021.pdf and then mail to…
Social Security Administration
Wiles-Barre Data Operations Center
P.O. Box 1030
Wilkes-Barre, PA 18767-1030
Note: Contact information for government offices changes from time to time. If for any reason any information on this form turns out to be inaccurate contact me and I will get you the new information.
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