Shit Happens. It sure does.
You only have to read my story and what I went through in applying for Medicaid for Mom to realize that the vast majority of us are totally unprepared for an emergency, whether natural disaster, such as hurricane or earthquake, or health-related.
So to that end, a fellow member of the Long Island Chapter of the National Aging-In-Place Council, Linda Fostek, has written an amazing book looking to prepare everyone for such disasters.
And the title, appropriately enough, is “Shit Happens“.
Because of my association with her as part of the NAIPC, I thought it was primarily an elder planning book. But I was wrong. It is one-part plan for health-related calamities, and elder planning is certainly a part of that, but the other part is akin to those survival shows on the Discovery Channel, which teach you how to deal with real-life emergencies that nature throws at you.
And while Linda doesn’t teach you how to start a fire without matches, she does help you to prepare in very other way for what life can throw at you.
For example, there is a Chapter dedicated to discussing mother nature and the issues that can be created by wildfires, tornadoes, hurricanes…pages 24 and 25 give the full list of the potential disasters.
And Linda raises the issue that as of right now, in 2016, many people on Long Island and NJ are still dealing with the effects of Hurricane Sandy and a lot of that has to do not only with government bureaucracy but also because all of their important papers were destroyed and this is still holding them up from getting aid.
Want to know how you can prepare so you are not in that position ever again, check page 29, where Linda discusses your I.C.E. (in case of emergency) file and how to make copies to protect yourself.
Remember, just giving one copy to your lawyer in case yours are destroyed may not be enough. If a natural disaster hits your area, widespread damage could result in your lawyer suffering from “Shit Happens” too.
Linda also goes into emergency power needs for the elderly, and I have previously touched on some of these issues in my article about the JEEP program.
The chapter on preparing for a health crisis was more of what I expected after all, having been through it with Mom I know the trauma it can cause. Additionally, Linda gives the best advice out there…the best preparation is prevention…not only in terms of healthy aging but also of having “all your ducks in a row” if something does happen to you.
And those ducks could include long term care insurance, disability insurance, tips and strategies to navigate the health care marketplace with all of the changes that the Affordable Care Act has brought on.
There are other topics, but I would hate to completely steal her thunder. Check the book out and make sure you are prepared in all aspects of your life.