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Archive for the ‘blog’ Category


The Five Problems with Long Term Care Insurance

Many middle-class and upper-middle-class who want some measure of choice and control over their lives when they need long term care make the decision to purchase long term care insurance.   The problem is that long term care insurance is not the perfect solution to the problem of how to pay for long term care. [...]

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Is Long Term Care Insurance Right For You?

The first step in determining the optimal way for you to finance long term care (LTC) is an assessment of your options.    To know whether long term care insurance is an option in your planning, you first need to know if you qualify for the product.  There are plenty of people who have health [...]

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How To Find An Elder Law Attorney

So, how do you go about finding an elder law attorney?  Just pick up the phone book, check “Attorneys” and then pick one that says, “Divorce/Real Estate/Corporate Law/Probate/Elder Law”, right?   Absolutely not.   You need to find a qualified attorney who specializes in the Elder Law field.  Now, of course you may luck out [...]

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Pharmacy Discount Card

Pharmacy discount cards have been in the news as of late…and I personally feel that most of that has to do with the fact that there is a lot of confusion as to how they actually work and who can benefit from them.   So to clear up the confusion, and to show you the [...]

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Polypharmacy

Polypharmacy is the name given to the problem of the “drug cocktail”…the complicated mix of over-the-counter medications combined with prescription drugs that can all be prescribed at the same time.    As a prudent step, your doctor should sit down with you so that the two of you can evaluate each medication being taken to [...]

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Alzheimers Advice

If you are looking for Alzheimer’s advice, there is no better source than asking someone who was just diagnosed with the disease.   I found this letter at a caregiving workshop I recently attended and am republishing it here, giving credit to the author at the end.  It seemed very poignant, capturing the hopes and the [...]

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Sequester Cuts

It is possible that the sequester cuts could hit seniors pretty hard.   And here what I am talking about are the Meals on Wheels cuts that could hit the agency if the they don’t get a reprieve.     Because I feel that this is so important, I want to take a minute and [...]

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Aging In Place

The Center for Disease Control defines aging in place as “the ability to live in one’s own home and community safely, independently, and comfortably, regardless of age, income, or ability level.1     And with all of the headlines regarding either caregiver burnout or nursing home abuse, it is no wonder that seniors wish to [...]

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Custodial Care

Caregivers will eventually have to become familiar with custodial care and other forms of respite care.   So I want to familiarize you with what custodial care exactly is, why it is important to caregivers (especially when it comes to things like Medicare and Medicaid), who pays for it and then I will wrap up with my [...]

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Long Distance Caregiving

While care giving is difficult, long distance care giving may be even more stressful. This stress comes from the constant worrying about your loved one when you are not able to immediately be there to assist them if there is a problem.   So to that end I am going to give you several tips [...]

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